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Mortgage Points

During the mortgage application process, you’re likely to be asked whether you want to pay mortgage points. Typically, few people know what points are or how they work. And, unfortunately, many people inherently believe that points are bad. (Hint: They’re not.)

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5 Reasons to Refinance Your Mortgage

If you’ve had a mortgage for any length of time, you may have thought about refinancing it. After all, the TV and internet commercials touting the benefits of doing a mortgage refinance are plentiful. They claim you can do everything from save money and pay off your mortgage faster to use the equity in your home to consolidate debt and embark on that dream vacation. But is refinancing right for you?

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Your Mortgage Application Checklist

Before you apply for a mortgage, you’ll need to gather many different documents to complete your mortgage application. The better prepared you are before you meet with your lender, the less stressful the mortgage application process will be. Here is a handy checklist of the most common documents you’ll need to have ready.

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Mortgage Banker Versus Mortgage Broker

When it’s time to secure a home loan, many people seek out a mortgage broker. But is this your best option? Would a mortgage banker be a better option? If you’re not sure of the difference between a mortgage broker and a mortgage banker, you’re not alone. Most people use the terms “mortgage broker” and “mortgage banker” interchangeably. In reality, they are two very different things.

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Fast Track your Mortgage Approval

Many people think getting a mortgage approval is a difficult and stressful process. Since a mortgage is often the biggest financial obligation someone has, it’s no wonder qualifying for one requires some work. Between the mounds of paperwork and the waiting time involved as approvals are processed, it’s normal to feel anxious and stressed. However, there are steps you can take before you apply that can make getting a mortgage approval easier.

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Top 10 Mortgage Questions Answered

Since most people apply for a mortgage only a few times in their life, it’s natural that they have many questions about how the process works. After all, when you don’t do something every day (or even every year), it’s difficult to know exactly all the steps involved and all the nuances of the mortgage application and approval process.

At Benchmark Mortgage, we hear some variation of the same questions every day. So if you’re serious about securing a mortgage, here are the answers to the most common questions borrowers ask.

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Boot’n & Shoot’n 2019 Recap: Benchmark Gives Back

Boot’n & Shoot’n 2019 took place on April 18th, and we are pleased to announce that more than 1 million dollars was raised to help veterans this year! This is Boot’n & Shoot’n’s 8th year, and Benchmark has been behind every single one. Every year, this event is special, and this year’s was no different. …

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